Natural hazards · Beaver Creek

Beaver Creek, IL natural hazards

Most of the natural-hazard damage FEMA expects in Beaver Creek comes from earthquakes, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Beaver Creek?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Beaver Creek to be higher than in 65% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes61%Inland flooding15%Tornadoes7%Strong wind6%Everything else11%

By hazard

What Beaver Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

61% of expected damage

Well above average · higher than 90% of U.S. places

Inland flooding

15% of expected damage

Well below average · higher than 12% of U.S. places

Recorded about once a year in the area

Tornadoes

7% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 7 years in the area

Strong wind

6% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Beaver Creek flood?

FEMA's records show no paid flood insurance claims in Beaver Creek.

Disasters that hit Beaver Creek

Federal disasters declared here

None of the disasters declared for Hamilton County shows FEMA aid or repair money reaching Beaver Creek itself in FEMA’s records.

Brought FEMA money into Beaver CreekDeclared for Hamilton County only

Hamilton County has had 8 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Beaver Creek

Beaver Creek and the towns around it

Very lowLowModerateHighVery high

Mill Shoalsmostly inland floodingHigh

Beaver Creekmostly earthquakesHigh

South Crouchmostly earthquakesHigh

Crouchmostly earthquakesHigh

Crookmostly earthquakesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Beaver Creek is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Beaver Creek’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Beaver Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.