Natural hazards · Beach Park

Beach Park, IL natural hazards

Most of the natural-hazard damage FEMA expects in Beach Park comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 14 claims here since 2004. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Beach Park?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Beach Park to be higher than in 10% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding37%Cold waves28%Tornadoes25%Everything else11%

By hazard

What Beach Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about 2 times a year in the area

Cold waves

28% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

25% of expected damage

Above average · higher than 72% of U.S. places

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Beach Park flood?

Every paid claim on a federal flood insurance policy in Beach Park, from FEMA’s records.

14paid claims since 2004

$220Kpaid to owners

4homes flooded more than once

20042026

Biggest named events

Mid-spring storms: 1 claim, $5K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Beach Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lake County.

What’s been done with FEMA grants

2flood-prone properties bought out and cleared

Disasters that hit Beach Park

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Beach Park itself: aid to households, or repair grants to the Village of Beach Park.

Brought FEMA money into Beach ParkDeclared for Lake County only

2013

Severe Storms, Straight-Line Winds, and Flooding

43 households applied for aid $81K aid approved $7K to the Village of Beach Park for repairs

2011

Severe Winter Storm and Snowstorm

$31K to the Village of Beach Park for repairs

2008

Severe Storms and Flooding

1 household applied for aid $550 aid approved

2008

Record Snow and Near Record Snow

$16K to the Village of Beach Park for repairs

2007

Severe Storms and Flooding

1 household applied for aid

2000

Illinois Winter Snow Storms

$17K to the Village of Beach Park for repairs

1999

Il-Winter Storm 1/1/99

$7K to the Village of Beach Park for repairs

Lake County has had 15 natural disasters declared since 1953, most often winter storms and floods.

Around Beach Park

Beach Park and the towns around it

Very lowLowModerateHighVery high

Warrenmostly inland floodingVery low

Wadsworthmostly inland floodingVery low

Waukeganmostly inland floodingVery low

Newportmostly inland floodingVery low

Waukeganmostly inland floodingVery low

Beach Parkmostly inland floodingVery low

Bentonmostly inland floodingVery low

Zionmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Beach Park covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Beach Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Beach Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Beach Park total about $3.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.