Natural hazards · Bannockburn

Bannockburn, IL natural hazards

Most of the natural-hazard damage FEMA expects in Bannockburn comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 29 claims here since 1979. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bannockburn?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bannockburn to be higher than in 63% of U.S. communities, mostly from inland flooding.

Inland flooding75%Tornadoes11%Cold waves9%Everything else6%

By hazard

What Bannockburn faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

75% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 72% of U.S. places

Cold waves

9% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bannockburn flood?

Every paid claim on a federal flood insurance policy in Bannockburn, from FEMA’s records.

29paid claims since 1979

$243Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bannockburn isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lake County.

Disasters that hit Bannockburn

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bannockburn itself: aid to households, or repair grants to the Village of Bannockburn.

Brought FEMA money into BannockburnDeclared for Lake County only

2011

Severe Winter Storm and Snowstorm

$11K to the Village of Bannockburn for repairs

2008

Severe Storms and Flooding

$36K to the Village of Bannockburn for repairs

2008

Record Snow and Near Record Snow

$4K to the Village of Bannockburn for repairs

2000

Illinois Winter Snow Storms

$2K to the Village of Bannockburn for repairs

1999

Il-Winter Storm 1/1/99

$4K to the Village of Bannockburn for repairs

Lake County has had 15 natural disasters declared since 1953, most often winter storms and floods.

Around Bannockburn

Bannockburn and the towns around it

Very lowLowModerateHighVery high

Deerfieldmostly inland floodingHigh

Bannockburnmostly inland floodingHigh

Riverwoodsmostly inland floodingHigh

Highland Parkmostly inland floodingLow

Lake Forestmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bannockburn covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Bannockburn’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Village of Bannockburn. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bannockburn total about $3.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.