Natural hazards · Bald Hill

Bald Hill, IL natural hazards

Most of the natural-hazard damage FEMA expects in Bald Hill comes from earthquakes, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bald Hill?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bald Hill to be higher than in 64% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes50%Inland flooding25%Tornadoes8%Strong wind6%Everything else11%

By hazard

What Bald Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

50% of expected damage

Well above average · higher than 87% of U.S. places

Inland flooding

25% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 7 years in the area

Strong wind

6% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bald Hill flood?

FEMA's records show no paid flood insurance claims in Bald Hill.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bald Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

Disasters that hit Bald Hill

Federal disasters declared here

None of the disasters declared for Jefferson County shows FEMA aid or repair money reaching Bald Hill itself in FEMA’s records.

Brought FEMA money into Bald HillDeclared for Jefferson County only

Jefferson County has had 3 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Bald Hill

Bald Hill and the towns around it

Very lowLowModerateHighVery high

Goodemostly earthquakesHigh

Bald Hillmostly earthquakesHigh

Blissvillemostly earthquakesHigh

Elk Prairiemostly earthquakesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bald Hill is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bald Hill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Bald Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.