Natural hazards · Auburn

Auburn, IL natural hazards

Most of the natural-hazard damage FEMA expects in Auburn comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 7 claims here since 1981.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Auburn?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Auburn to be higher than in 57% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding45%Tornadoes16%Cold waves13%Earthquakes10%Heat waves7%Everything else10%

By hazard

What Auburn faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

16% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 27 years in the area

Cold waves

13% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

10% of expected damage

Well above average · higher than 78% of U.S. places

Heat waves

7% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 8 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Auburn flood?

Every paid claim on a federal flood insurance policy in Auburn, from FEMA’s records.

7paid claims since 1981

$23Kpaid to owners

0homes flooded more than once

19812026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Auburn isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sangamon County.

Disasters that hit Auburn

Federal disasters declared here

None of the disasters declared for Sangamon County shows FEMA aid or repair money reaching Auburn itself in FEMA’s records.

Brought FEMA money into AuburnDeclared for Sangamon County only

Sangamon County has had 10 natural disasters declared since 1953, most often severe storms and winter storms.

Around Auburn

Auburn and the towns around it

Very lowLowModerateHighVery high

Divernonmostly inland floodingHigh

Chathammostly inland floodingModerate

Auburnmostly inland floodingModerate

Talkingtonmostly inland floodingLow

Virdenmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Auburn covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Auburn’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Auburn. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Auburn total about $3.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.