Natural hazards · Ashley

Ashley, IL natural hazards

Most of the natural-hazard damage FEMA expects in Ashley comes from earthquakes, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ashley?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ashley to be higher than in 71% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes28%Inland flooding26%Heat waves17%Cold waves8%Strong wind7%Tornadoes6%Everything else9%

By hazard

What Ashley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

28% of expected damage

Well above average · higher than 87% of U.S. places

Inland flooding

26% of expected damage

Above average · higher than 57% of U.S. places

Recorded about once every 2 years in the area

Heat waves

17% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 11 times a year in the area

Cold waves

8% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about once a year in the area

Strong wind

7% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 5 years in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ashley flood?

FEMA's records show no paid flood insurance claims in Ashley.

of all homes
are insured

No community discount. Ashley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.

Disasters that hit Ashley

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ashley itself: aid to households, or repair grants to the City of Ashley.

Brought FEMA money into AshleyDeclared for Washington County only

2024

Severe Storms, Tornadoes, Straight-Line Winds, and Floodng

8 households applied for aid $29K aid approved

2023

Severe Storms and Flooding

$12K to the City of Ashley for repairs

Washington County has had 7 natural disasters declared since 1953, most often severe storms and tornadoes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ashley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ashley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Ashley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.