Natural hazards · Ashkum

Ashkum, IL natural hazards

Most of the natural-hazard damage FEMA expects in Ashkum comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ashkum?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ashkum to be higher than in 79% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding56%Cold waves31%Everything else12%

By hazard

What Ashkum faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once a year in the area

Cold waves

31% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ashkum flood?

FEMA's records show no paid flood insurance claims in Ashkum.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ashkum isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Iroquois County.

Disasters that hit Ashkum

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ashkum itself: aid to households, or repair grants to the Village of Ashkum.

Brought FEMA money into AshkumDeclared for Iroquois County only

2008

Severe Storms and Flooding

4 households applied for aid $31K aid approved

1999

Il-Winter Storm 1/1/99

$1K to the Village of Ashkum for repairs

Iroquois County has had 7 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ashkum is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ashkum’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Ashkum. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.