Natural hazards · Argenta

Argenta, IL natural hazards

Most of the natural-hazard damage FEMA expects in Argenta comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Argenta?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Argenta to be higher than in 48% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding38%Cold waves15%Drought14%Tornadoes10%Earthquakes7%Strong wind7%Everything else10%

By hazard

What Argenta faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once a year in the area

Cold waves

15% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Drought

14% of expected damage

Recorded about 2 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 10 years in the area

Earthquakes

7% of expected damage

Well above average · higher than 76% of U.S. places

Strong wind

7% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Argenta flood?

FEMA's records show no paid flood insurance claims in Argenta.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Argenta isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Macon County.

Disasters that hit Argenta

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Argenta itself: aid to households, or repair grants to the Village of Argenta.

Brought FEMA money into ArgentaDeclared for Macon County only

2023

Severe Storms and Flooding

$34K to the Village of Argenta for repairs

2006

Severe Winter Storm

$9K to the Village of Argenta for repairs

1999

Il-Winter Storm 1/1/99

$2K to the Village of Argenta for repairs

Macon County has had 9 natural disasters declared since 1953, most often severe storms and tornadoes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Argenta is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Argenta’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Argenta. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.