Natural hazards · Amboy

Amboy, IL natural hazards

Most of the natural-hazard damage FEMA expects in Amboy comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 6 claims here since 2008. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Amboy?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Amboy to be higher than in 53% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding53%Tornadoes17%Cold waves10%Strong wind9%Everything else12%

By hazard

What Amboy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 13 years in the area

Cold waves

10% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 6 times a year in the area

Strong wind

9% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Amboy flood?

Every paid claim on a federal flood insurance policy in Amboy, from FEMA’s records.

6paid claims since 2008

$37Kpaid to owners

2homes flooded more than once

20082026

Biggest named events

Mid-spring storms: 1 claim, $10K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Amboy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lee County.

Disasters that hit Amboy

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Amboy itself: aid to households, or repair grants to the City of Amboy.

Brought FEMA money into AmboyDeclared for Lee County only

2019

Severe Storms and Flooding

$11K to the City of Amboy for repairs

2011

Severe Winter Storm and Snowstorm

$7K to the City of Amboy for repairs

2006

Snow

$6K to the City of Amboy for repairs

Lee County has had 8 natural disasters declared since 1953, most often floods and winter storms.

Around Amboy

Amboy and the towns around it

Very lowLowModerateHighVery high

Amboymostly inland floodingModerate

Marionmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Amboy is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Amboy’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Amboy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.