Natural hazards · Altamont

Altamont, IL natural hazards

Most of the natural-hazard damage FEMA expects in Altamont comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Altamont?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Altamont to be higher than in 57% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding33%Earthquakes24%Drought12%Tornadoes12%Cold waves7%Everything else12%

By hazard

What Altamont faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

24% of expected damage

Well above average · higher than 83% of U.S. places

Drought

12% of expected damage

Recorded about 2 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 15 years in the area

Cold waves

7% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Altamont flood?

FEMA's records show no paid flood insurance claims in Altamont.

of all homes
are insured

No community discount. Altamont isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Effingham County.

Disasters that hit Altamont

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Altamont itself: aid to households, or repair grants to the City of Altamont.

Brought FEMA money into AltamontDeclared for Effingham County only

2011

Severe Winter Storm and Snowstorm

$8K to the City of Altamont for repairs

Effingham County has had 5 natural disasters declared since 1953, most often tornadoes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Altamont is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Altamont’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Altamont. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Altamont, IL natural hazards

How exposed is Altamont?

What Altamont faces

Inland flooding

Earthquakes

Drought

Tornadoes

Cold waves

Lower here

Not a risk here

Does Altamont flood?

1 federal disaster brought FEMA money here

Severe Winter Storm and Snowstorm

How to read this page

Where to, neighbor?

Matches

Nearby