Natural hazards · Aledo

Aledo, IL natural hazards

Most of the natural-hazard damage FEMA expects in Aledo comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2008. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Aledo?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Aledo to be higher than in 48% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding27%Strong wind19%Heat waves11%Lightning10%Tornadoes10%Cold waves9%Everything else15%

By hazard

What Aledo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

27% of expected damage

Below average · higher than 45% of U.S. places

Recorded about 2 times a year in the area

Strong wind

19% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 6 times a year in the area

Heat waves

11% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 8 times a year in the area

Lightning

10% of expected damage

Above average · higher than 68% of U.S. places

Tornadoes

10% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 67 years in the area

Cold waves

9% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailWinter weatherWildfireEarthquakesLandslidesDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Aledo flood?

Every paid claim on a federal flood insurance policy in Aledo, from FEMA’s records.

1paid claims since 2008

$3Kpaid to owners

0homes flooded more than once

20082026

Biggest named events

Hurricane Ike: 1 claim, $3K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Aledo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Mercer County.

Disasters that hit Aledo

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Aledo itself: aid to households, or repair grants to the City of Aledo.

Brought FEMA money into AledoDeclared for Mercer County only

2011

Severe Winter Storm and Snowstorm

$16K to the City of Aledo for repairs

2008

Severe Storms and Flooding

2 households applied for aid $6K aid approved

1999

Il-Winter Storm 1/1/99

$14K to the City of Aledo for repairs

Mercer County has had 13 natural disasters declared since 1953, most often floods and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Aledo covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Aledo’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Aledo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Aledo total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.