Natural hazards · Albion

Albion, IL natural hazards

Most of the natural-hazard damage FEMA expects in Albion comes from earthquakes, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Albion?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Albion to be higher than in 62% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes43%Inland flooding28%Tornadoes8%Strong wind7%Heat waves6%Everything else7%

By hazard

What Albion faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

43% of expected damage

Well above average · higher than 87% of U.S. places

Inland flooding

28% of expected damage

Below average · higher than 36% of U.S. places

Recorded about once a year in the area

Tornadoes

8% of expected damage

Above average · higher than 63% of U.S. places

Strong wind

7% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 4 times a year in the area

Heat waves

6% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 9 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Albion flood?

FEMA's records show no paid flood insurance claims in Albion.

Disasters that hit Albion

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Albion itself: aid to households, or repair grants to the City of Albion.

Brought FEMA money into AlbionDeclared for Edwards County only

2004

Record/Near Record Snow

$4K to the City of Albion for repairs

Edwards County has had 5 natural disasters declared since 1953, most often tornadoes and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Albion covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Albion’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Albion. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Albion total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.