Natural hazards · Alba

Alba, IL natural hazards

Most of the natural-hazard damage FEMA expects in Alba comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Alba?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Alba to be higher than in 58% of U.S. communities, mostly from inland flooding and drought.

Inland flooding44%Drought19%Strong wind17%Tornadoes8%Everything else12%

By hazard

What Alba faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 2 times a year in the area

Drought

19% of expected damage

Recorded about 9 times a year in the area

Strong wind

17% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 6 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Alba flood?

FEMA's records show no paid flood insurance claims in Alba.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Alba isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Henry County.

Disasters that hit Alba

Federal disasters declared here

None of the disasters declared for Henry County shows FEMA aid or repair money reaching Alba itself in FEMA’s records.

Brought FEMA money into AlbaDeclared for Henry County only

Henry County has had 14 natural disasters declared since 1953, most often floods and winter storms.

Around Alba

Alba and the towns around it

Very lowLowModerateHighVery high

Albamostly inland floodingModerate

Yorktownmostly inland floodingModerate

Atkinsonmostly inland floodingModerate

Annawanmostly inland floodingModerate

Goldmostly inland floodingLow

Fairfieldmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Alba is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Alba’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Alba. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.