Natural hazards · Worley

Worley, ID natural hazards

Most of the natural-hazard damage FEMA expects in Worley comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Worley?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Worley to be higher than in 63% of U.S. communities, mostly from inland flooding.

Inland flooding87%Cold waves6%Everything else8%

By hazard

What Worley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

87% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once a year in the area

Cold waves

6% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Worley flood?

FEMA's records show no paid flood insurance claims in Worley.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Worley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kootenai County.

Disasters that hit Worley

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Worley itself: aid to households, or repair grants to the City of Worley.

Brought FEMA money into WorleyDeclared for Kootenai County only

2021

Straight-Line Winds

$3K to the City of Worley for repairs

Kootenai County has had 16 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Worley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Worley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Worley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.