Natural hazards · Wardner

Wardner, ID natural hazards

Most of the natural-hazard damage FEMA expects in Wardner comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 1996.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wardner?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wardner to be higher than in 90% of U.S. communities, mostly from inland flooding and avalanches.

Inland flooding50%Avalanches46%Everything else4%

By hazard

What Wardner faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Avalanches

46% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 6 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wardner flood?

Every paid claim on a federal flood insurance policy in Wardner, from FEMA’s records.

1paid claims since 1996

$10Kpaid to owners

0homes flooded more than once

19962026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wardner isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Shoshone County.

Disasters that hit Wardner

Federal disasters declared here

None of the disasters declared for Shoshone County shows FEMA aid or repair money reaching Wardner itself in FEMA’s records.

Brought FEMA money into WardnerDeclared for Shoshone County only

Shoshone County has had 14 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wardner is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wardner’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Wardner. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.