Natural hazards · Tensed

Tensed, ID natural hazards

Most of the natural-hazard damage FEMA expects in Tensed comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tensed?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tensed to be higher than in 76% of U.S. communities, mostly from inland flooding.

Inland flooding80%Cold waves7%Everything else13%

By hazard

What Tensed faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once a year in the area

Cold waves

7% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tensed flood?

FEMA's records show no paid flood insurance claims in Tensed.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Tensed isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Benewah County.

Disasters that hit Tensed

Federal disasters declared here

None of the disasters declared for Benewah County shows FEMA aid or repair money reaching Tensed itself in FEMA’s records.

Brought FEMA money into TensedDeclared for Benewah County only

Benewah County has had 14 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tensed is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Tensed’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Tensed. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.