Natural hazards · Smiths Ferry

Smiths Ferry, ID natural hazards

Most of the natural-hazard damage FEMA expects in Smiths Ferry comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Smiths Ferry?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Smiths Ferry to be higher than in 97% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding44%Wildfire39%Avalanches11%Everything else6%

By hazard

What Smiths Ferry faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 2 years in the area

Wildfire

39% of expected damage

Well above average · among the top 1% of U.S. places

Avalanches

11% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 15 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Smiths Ferry flood?

FEMA's records show no paid flood insurance claims in Smiths Ferry.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Smiths Ferry isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Valley County.

Disasters that hit Smiths Ferry

Federal disasters declared here

None of the disasters declared for Valley County shows FEMA aid or repair money reaching Smiths Ferry itself in FEMA’s records.

Brought FEMA money into Smiths FerryDeclared for Valley County only

Valley County has had 9 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Smiths Ferry is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Smiths Ferry’s own flood-insurance community; household aid to the registrant’s city; repair grants to Smiths Ferry. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.