Natural hazards · Osburn

Osburn, ID natural hazards

Most of the natural-hazard damage FEMA expects in Osburn comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Osburn?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Osburn to be higher than in 96% of U.S. communities, mostly from inland flooding and avalanches.

Inland flooding59%Avalanches36%Everything else4%

By hazard

What Osburn faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Avalanches

36% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 6 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Osburn flood?

FEMA's records show no paid flood insurance claims in Osburn.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Osburn isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Shoshone County.

Disasters that hit Osburn

Federal disasters declared here

None of the disasters declared for Shoshone County shows FEMA aid or repair money reaching Osburn itself in FEMA’s records.

Brought FEMA money into OsburnDeclared for Shoshone County only

Shoshone County has had 14 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Osburn is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Osburn’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Osburn. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.