Natural hazards · Oakley

Oakley, ID natural hazards

Most of the natural-hazard damage FEMA expects in Oakley comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oakley?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oakley to be higher than in 37% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding45%Wildfire33%Cold waves6%Earthquakes5%Everything else11%

By hazard

What Oakley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Below average · higher than 27% of U.S. places

Recorded about once a year in the area

Wildfire

33% of expected damage

Well above average · higher than 98% of U.S. places

Cold waves

6% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once every 3 years in the area

Earthquakes

5% of expected damage

Above average · higher than 64% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesLandslidesStrong windLightningDroughtAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oakley flood?

FEMA's records show no paid flood insurance claims in Oakley.

of all homes
are insured

No community discount. Oakley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cassia County.

Disasters that hit Oakley

Federal disasters declared here

None of the disasters declared for Cassia County shows FEMA aid or repair money reaching Oakley itself in FEMA’s records.

Brought FEMA money into OakleyDeclared for Cassia County only

Cassia County has had 3 natural disasters declared since 1953, most often floods and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oakley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Oakley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Oakley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.