Natural hazards · Murphy

Murphy, ID natural hazards

Most of the natural-hazard damage FEMA expects in Murphy comes from wildfires, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Murphy?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Murphy to be higher than in 94% of U.S. communities, mostly from wildfires and inland flooding.

Wildfire51%Inland flooding44%Everything else5%

By hazard

What Murphy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

51% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

44% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDroughtAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Murphy flood?

FEMA's records show no paid flood insurance claims in Murphy.

of all homes
are insured

No community discount. Murphy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Owyhee County.

Disasters that hit Murphy

Federal disasters declared here

None of the disasters declared for Owyhee County shows FEMA aid or repair money reaching Murphy itself in FEMA’s records.

Brought FEMA money into MurphyDeclared for Owyhee County only

Owyhee County has had 4 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Murphy is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Murphy’s own flood-insurance community; household aid to the registrant’s city; repair grants to Murphy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.