Natural hazards · Inkom

Inkom, ID natural hazards

Most of the natural-hazard damage FEMA expects in Inkom comes from wildfires, and overall the risk is very high for a U.S. community. Flood insurance has paid 7 claims here since 1980.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Inkom?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Inkom to be higher than in 97% of U.S. communities, mostly from wildfires and inland flooding.

Wildfire70%Inland flooding15%Cold waves7%Everything else7%

By hazard

What Inkom faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

70% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

15% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 2 times a year in the area

Cold waves

7% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDroughtAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Inkom flood?

Every paid claim on a federal flood insurance policy in Inkom, from FEMA’s records.

7paid claims since 1980

$54Kpaid to owners

0homes flooded more than once

19802026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Inkom isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bannock County.

Disasters that hit Inkom

Federal disasters declared here

None of the disasters declared for Bannock County shows FEMA aid or repair money reaching Inkom itself in FEMA’s records.

Brought FEMA money into InkomDeclared for Bannock County only

Bannock County has had 3 natural disasters declared since 1953, most often hurricanes and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Inkom is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Inkom’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Inkom. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.