Natural hazards · Hayden

Hayden, ID natural hazards

Most of the natural-hazard damage FEMA expects in Hayden comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hayden?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hayden to be higher than in 3% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding56%Cold waves21%Earthquakes11%Heat waves7%Everything else6%

By hazard

What Hayden faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about once a year in the area

Cold waves

21% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once a year in the area

Earthquakes

11% of expected damage

Above average · higher than 68% of U.S. places

Heat waves

7% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 4 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hayden flood?

FEMA's records show no paid flood insurance claims in Hayden.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hayden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kootenai County.

Disasters that hit Hayden

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Hayden itself: aid to households, or repair grants to the City of Hayden.

Brought FEMA money into HaydenDeclared for Kootenai County only

2021

Straight-Line Winds

$22K to the City of Hayden for repairs

Kootenai County has had 16 natural disasters declared since 1953, most often severe storms and floods.

Around Hayden

Hayden and the towns around it

Very lowLowModerateHighVery high

Hayden Lakemostly inland floodingLow

Coeur d'Alenemostly inland floodingVery low

Dalton Gardensmostly inland floodingVery low

Haydenmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hayden covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Hayden’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hayden. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hayden total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.