Natural hazards · Hagerman

Hagerman, ID natural hazards

Most of the natural-hazard damage FEMA expects in Hagerman comes from wildfires, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hagerman?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hagerman to be higher than in 13% of U.S. communities, mostly from wildfires and inland flooding.

Wildfire35%Inland flooding32%Heat waves11%Earthquakes8%Everything else15%

By hazard

What Hagerman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

35% of expected damage

Well above average · higher than 97% of U.S. places

Inland flooding

32% of expected damage

Well below average · higher than 4% of U.S. places

Recorded about once every 6 years in the area

Heat waves

11% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

8% of expected damage

Above average · higher than 66% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hagerman flood?

FEMA's records show no paid flood insurance claims in Hagerman.

of all homes
are insured

No community discount. Hagerman isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Gooding County.

Disasters that hit Hagerman

Federal disasters declared here

None of the disasters declared for Gooding County shows FEMA aid or repair money reaching Hagerman itself in FEMA’s records.

Brought FEMA money into HagermanDeclared for Gooding County only

Gooding County has had 5 natural disasters declared since 1953, most often floods and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hagerman is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hagerman’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hagerman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.