Natural hazards · Genesee

Genesee, ID natural hazards

Most of the natural-hazard damage FEMA expects in Genesee comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 1996.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Genesee?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Genesee to be higher than in 65% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding72%Wildfire16%Cold waves5%Everything else7%

By hazard

What Genesee faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once a year in the area

Wildfire

16% of expected damage

Well above average · higher than 97% of U.S. places

Cold waves

5% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Genesee flood?

Every paid claim on a federal flood insurance policy in Genesee, from FEMA’s records.

1paid claims since 1996

$12Kpaid to owners

0homes flooded more than once

19962026

of all homes
are insured

No community discount. Genesee isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Latah County.

Disasters that hit Genesee

Federal disasters declared here

None of the disasters declared for Latah County shows FEMA aid or repair money reaching Genesee itself in FEMA’s records.

Brought FEMA money into GeneseeDeclared for Latah County only

Latah County has had 14 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Genesee is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Genesee’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Genesee. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.