Natural hazards · Ferdinand

Ferdinand, ID natural hazards

Most of the natural-hazard damage FEMA expects in Ferdinand comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ferdinand?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ferdinand to be higher than in 89% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding45%Wildfire40%Avalanches13%Everything else3%

By hazard

What Ferdinand faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 2 years in the area

Wildfire

40% of expected damage

Well above average · among the top 1% of U.S. places

Avalanches

13% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 30 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ferdinand flood?

FEMA's records show no paid flood insurance claims in Ferdinand.

of all homes
are insured

No community discount. Ferdinand isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Idaho County.

Disasters that hit Ferdinand

Federal disasters declared here

None of the disasters declared for Idaho County shows FEMA aid or repair money reaching Ferdinand itself in FEMA’s records.

Brought FEMA money into FerdinandDeclared for Idaho County only

Idaho County has had 16 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ferdinand is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ferdinand’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Ferdinand. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.