Natural hazards · Chubbuck

Chubbuck, ID natural hazards

Most of the natural-hazard damage FEMA expects in Chubbuck comes from cold waves, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 2009.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chubbuck?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chubbuck to be higher than in 17% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves39%Inland flooding32%Heat waves9%Earthquakes8%Everything else13%

By hazard

What Chubbuck faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

39% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once a year in the area

Inland flooding

32% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 2 times a year in the area

Heat waves

9% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

8% of expected damage

Above average · higher than 74% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chubbuck flood?

Every paid claim on a federal flood insurance policy in Chubbuck, from FEMA’s records.

2paid claims since 2009

$7Kpaid to owners

0homes flooded more than once

20092026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Chubbuck isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bannock County.

Disasters that hit Chubbuck

Federal disasters declared here

None of the disasters declared for Bannock County shows FEMA aid or repair money reaching Chubbuck itself in FEMA’s records.

Brought FEMA money into ChubbuckDeclared for Bannock County only

Bannock County has had 3 natural disasters declared since 1953, most often hurricanes and fires.

Around Chubbuck

Chubbuck and the towns around it

Very lowLowModerateHighVery high

Pocatellomostly inland floodingLow

Chubbuckmostly cold wavesVery low

Tyheemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chubbuck covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Chubbuck’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Chubbuck. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Chubbuck total about $3.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.