Natural hazards · Caldwell

Caldwell, ID natural hazards

Most of the natural-hazard damage FEMA expects in Caldwell comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2026.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Caldwell?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Caldwell to be higher than in 5% of U.S. communities, mostly from inland flooding.

Inland flooding62%Heat waves13%Earthquakes7%Everything else18%

By hazard

What Caldwell faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about once every 3 years in the area

Heat waves

13% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 5 times a year in the area

Earthquakes

7% of expected damage

Above average · higher than 55% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Caldwell flood?

Every paid claim on a federal flood insurance policy in Caldwell, from FEMA’s records.

1paid claims since 2026

$2Kpaid to owners

0homes flooded more than once

20262026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Caldwell isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Canyon County.

Disasters that hit Caldwell

Federal disasters declared here

None of the disasters declared for Canyon County shows FEMA aid or repair money reaching Caldwell itself in FEMA’s records.

Brought FEMA money into CaldwellDeclared for Canyon County only

Canyon County has had 2 natural disasters declared since 1953, most often floods and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Caldwell covers 9 census tracts, combined by population.

Money that reached townFlood claims are matched to Caldwell’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Caldwell. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Caldwell total about $5.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.