Natural hazards · Bonners Ferry

Bonners Ferry, ID natural hazards

Most of the natural-hazard damage FEMA expects in Bonners Ferry comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bonners Ferry?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bonners Ferry to be higher than in 69% of U.S. communities, mostly from inland flooding.

Inland flooding62%Avalanches14%Cold waves9%Landslides8%Everything else8%

By hazard

What Bonners Ferry faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 2 years in the area

Avalanches

14% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 10 years in the area

Cold waves

9% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once a year in the area

Landslides

8% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bonners Ferry flood?

FEMA's records show no paid flood insurance claims in Bonners Ferry.

of all homes
are insured

No community discount. Bonners Ferry isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Boundary County.

Disasters that hit Bonners Ferry

Federal disasters declared here

None of the disasters declared for Boundary County shows FEMA aid or repair money reaching Bonners Ferry itself in FEMA’s records.

Brought FEMA money into Bonners FerryDeclared for Boundary County only

Boundary County has had 10 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bonners Ferry is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bonners Ferry’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Bonners Ferry. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.