Natural hazards · Bancroft

Bancroft, ID natural hazards

Most of the natural-hazard damage FEMA expects in Bancroft comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bancroft?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bancroft to be higher than in 64% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding35%Earthquakes20%Avalanches17%Wildfire10%Cold waves10%Everything else8%

By hazard

What Bancroft faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Above average · higher than 61% of U.S. places

Recorded about once every 3 years in the area

Earthquakes

20% of expected damage

Well above average · higher than 84% of U.S. places

Avalanches

17% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once every 30 years in the area

Wildfire

10% of expected damage

Well above average · higher than 97% of U.S. places

Cold waves

10% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bancroft flood?

FEMA's records show no paid flood insurance claims in Bancroft.

of all homes
are insured

No community discount. Bancroft isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Caribou County.

Disasters that hit Bancroft

Federal disasters declared here

None of the disasters declared for Caribou County shows FEMA aid or repair money reaching Bancroft itself in FEMA’s records.

Brought FEMA money into BancroftDeclared for Caribou County only

Caribou County has had 3 natural disasters declared since 1953, most often hurricanes and droughts.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bancroft is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bancroft’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Bancroft. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.