Natural hazards · Willey

Willey, IA natural hazards

Most of the natural-hazard damage FEMA expects in Willey comes from drought, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Willey?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Willey to be higher than in 27% of U.S. communities, mostly from drought and tornadoes.

Drought25%Tornadoes21%Inland flooding19%Hail15%Strong wind10%Cold waves8%Everything else2%

By hazard

What Willey faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

25% of expected damage

Recorded about 14 times a year in the area

Tornadoes

21% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

19% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 2 times a year in the area

Hail

15% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 6 times a year in the area

Strong wind

10% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 5 times a year in the area

Cold waves

8% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 7 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Willey flood?

FEMA's records show no paid flood insurance claims in Willey.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Willey isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Carroll County.

Disasters that hit Willey

Federal disasters declared here

None of the disasters declared for Carroll County shows FEMA aid or repair money reaching Willey itself in FEMA’s records.

Brought FEMA money into WilleyDeclared for Carroll County only

Carroll County has had 14 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Willey is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Willey’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Willey. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.