Natural hazards · Whitten

Whitten, IA natural hazards

Most of the natural-hazard damage FEMA expects in Whitten comes from hail, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Whitten?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Whitten to be higher than in 52% of U.S. communities, mostly from hail and inland flooding.

Hail32%Inland flooding22%Drought21%Tornadoes10%Cold waves8%Strong wind5%Everything else1%

By hazard

What Whitten faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

32% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 6 times a year in the area

Inland flooding

22% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 2 times a year in the area

Drought

21% of expected damage

Recorded about 8 times a year in the area

Tornadoes

10% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 5 years in the area

Cold waves

8% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 9 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Whitten flood?

FEMA's records show no paid flood insurance claims in Whitten.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Whitten isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hardin County.

Disasters that hit Whitten

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Whitten itself: aid to households, or repair grants to the City of Whitten.

Brought FEMA money into WhittenDeclared for Hardin County only

2020

Severe Storms

$6K to the City of Whitten for repairs

2008

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $4K aid approved

Hardin County has had 16 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Whitten is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Whitten’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Whitten. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.