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Natural hazards · West Point

West Point, IA natural hazards

Most of the natural-hazard damage FEMA expects in West Point comes from inland flooding, and overall the risk is moderate for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is West Point?

41
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in West Point to be higher than in 41% of U.S. communities, mostly from inland flooding and drought.

Inland flooding43%Drought16%Tornadoes12%Strong wind7%Hail7%Heat waves7%Everything else8%
By hazard

What West Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage
Below average · higher than 47% of U.S. places
Recorded about 2 times a year in the area

Drought

16% of expected damage
Recorded about 10 times a year in the area

Tornadoes

12% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about once every 10 years in the area

Strong wind

7% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about 5 times a year in the area

Hail

7% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about 4 times a year in the area

Heat waves

7% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about 9 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does West Point flood?

FEMA's records show no paid flood insurance claims in West Point.

of homes in flood zones
are insured
of all homes
are insured
No community discount. West Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lee County.
Disasters that hit West Point

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in West Point itself: aid to households, or repair grants to the City of West Point.

Brought FEMA money into West PointDeclared for Lee County only
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$30K to the City of West Point for repairs
2010

Severe Storms, Flooding, and Tornadoes

3 households applied for aid $12K aid approved
2008

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $456 aid approved
2007

Severe Winter Storms

$4K to the City of West Point for repairs
Lee County has had 20 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. West Point is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to West Point’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of West Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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