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Natural hazards · Wesley

Wesley, IA natural hazards

Most of the natural-hazard damage FEMA expects in Wesley comes from inland flooding, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Wesley?

48
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wesley to be higher than in 48% of U.S. communities, mostly from inland flooding and drought.

Inland flooding30%Drought28%Cold waves18%Tornadoes16%Everything else9%
By hazard

What Wesley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage
Above average · higher than 50% of U.S. places
Recorded about 3 times a year in the area

Drought

28% of expected damage
Recorded about 18 times a year in the area

Cold waves

18% of expected damage
Above average · higher than 74% of U.S. places
Recorded about 12 times a year in the area

Tornadoes

16% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 4 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Wesley flood?

FEMA's records show no paid flood insurance claims in Wesley.

of all homes
are insured
No community discount. Wesley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Kossuth County.
Disasters that hit Wesley

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wesley itself: aid to households, or repair grants to the City of Wesley.

Brought FEMA money into WesleyDeclared for Kossuth County only
2024

Severe Storms, Tornadoes, and Flooding

$32K to the City of Wesley for repairs
2019

Severe Storms and Flooding

$56K to the City of Wesley for repairs
2008

Severe Storms, Tornadoes, and Flooding

4 households applied for aid $9K aid approved $3K to the City of Wesley for repairs
2007

Snow

$2K to the City of Wesley for repairs
2004

Severe Storms, Tornadoes, and Flooding

12 households applied for aid $24K aid approved $5K to the City of Wesley for repairs
Kossuth County has had 17 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wesley is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Wesley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Wesley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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