Waverly, IA natural hazards
Most of the natural-hazard damage FEMA expects in Waverly comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 464 claims here since 1979. 6 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Waverly?
FEMA expects yearly storm and flood damage to homes and buildings in Waverly to be higher than in 60% of U.S. communities, mostly from inland flooding and tornadoes.
What Waverly faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Tornadoes
Strong wind
Hail
Lower here
Not a risk here
Does Waverly flood?
Every paid claim on a federal flood insurance policy in Waverly, from FEMA’s records.
Biggest named events
- Storm: 306 claims, $11.6M
- Midwest Flooding: 13 claims, $81K
- March 2019 Midwest Flooding: 1 claim, $3K
Homes that flooded again and again
Each house = 2 homes. ■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times
are insured
are insured
What’s been done with FEMA grants
6 federal disasters brought FEMA money here
Disasters the President declared that paid out in Waverly itself: aid to households, or repair grants to the City of Waverly.
Severe Storms and Flooding
Severe Storms, Tornadoes, and Flooding
Severe Winter Storms
Severe Storms, Tornadoes, and Flooding
Severe Storms and Flooding
Severe Storms, Flooding, and Tornadoes
How to read this page
FEMA’s expected losses across Waverly total about $2.7M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.