Natural hazards · Waukon

Waukon, IA natural hazards

Most of the natural-hazard damage FEMA expects in Waukon comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 1978. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Waukon?

19
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Waukon to be higher than in 19% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding34%Cold waves27%Tornadoes20%Hail7%Strong wind5%Everything else7%
By hazard

What Waukon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage
Well below average · higher than 21% of U.S. places
Recorded about 2 times a year in the area

Cold waves

27% of expected damage
Above average · higher than 52% of U.S. places
Recorded about 7 times a year in the area

Tornadoes

20% of expected damage
Well above average · higher than 88% of U.S. places

Hail

7% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about 4 times a year in the area

Strong wind

5% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Waukon flood?

Every paid claim on a federal flood insurance policy in Waukon, from FEMA’s records.

1paid claims since 1978
$445paid to owners
0homes flooded more than once
19782026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Waukon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Allamakee County.
Disasters that hit Waukon

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Waukon itself: aid to households, or repair grants to the City of Waukon.

Brought FEMA money into WaukonDeclared for Allamakee County only
2013

Severe Storms, Tornadoes, and Flooding

$193K to the City of Waukon for repairs
2008

Severe Storms, Tornadoes, and Flooding

18 households applied for aid $36K aid approved
2004

Severe Storms, Tornadoes, and Flooding

14 households applied for aid $9K aid approved
Allamakee County has had 20 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Waukon covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Waukon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Waukon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Waukon total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01