Waterloo, IA housing market
The typical Waterloo home is worth about $148,000, about the same as a year ago, 38% below the Iowa typical home. Homes typically sell in 11 days, below asking.
Home values, sales, trends and how Waterloo compares with the towns next door — updated as new data is published.
Waterloo at a glance
A strong seller's market
Homes are selling faster than new ones are listed: less than two months of supply. Well-priced homes can draw several offers.
Typical home value, 2016–2026
Show as a table
| January | Waterloo | Iowa |
|---|---|---|
| 2017 | $97,000 | $147,000 |
| 2018 | $98,000 | $152,000 |
| 2019 | $102,000 | $159,000 |
| 2020 | $109,000 | $167,000 |
| 2021 | $114,000 | $179,000 |
| 2022 | $122,000 | $195,000 |
| 2023 | $133,000 | $211,000 |
| 2024 | $139,000 | $218,000 |
| 2025 | $147,000 | $228,000 |
| 2026 | $150,000 | $236,000 |
| August 2026 | $148,000 | $240,000 |
Waterloo and its neighbors
| Town | Typical value | 1-yr change | Days on market | Median income |
|---|---|---|---|---|
| Waterloo | $148K | +0.3% | 11 | $57,480 |
| Evansdale | $160K | −2.3% | 17 | $60,397 |
| Cedar Falls | $269K | +2.2% | 8 | $76,987 |
2.6 years of income
The typical Waterloo home costs about 2.6 years of the town's median household income, less than across Iowa (3.2 years).
How Waterloo ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Listings link to their publishers.