Natural hazards · Wallingford

Wallingford, IA natural hazards

Most of the natural-hazard damage FEMA expects in Wallingford comes from drought, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wallingford?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wallingford to be higher than in 44% of U.S. communities, mostly from drought and cold waves.

Drought46%Cold waves27%Inland flooding15%Everything else12%

By hazard

What Wallingford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

46% of expected damage

Recorded about 9 times a year in the area

Cold waves

27% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 12 times a year in the area

Inland flooding

15% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 3 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wallingford flood?

FEMA's records show no paid flood insurance claims in Wallingford.

of all homes
are insured

No community discount. Wallingford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Emmet County.

Disasters that hit Wallingford

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wallingford itself: aid to households, or repair grants to the City of Wallingford.

Brought FEMA money into WallingfordDeclared for Emmet County only

2024

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

28 households applied for aid $142K aid approved

2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$6K to the City of Wallingford for repairs

2010

Severe Storms, Flooding, and Tornadoes

$5K to the City of Wallingford for repairs

Emmet County has had 17 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wallingford is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wallingford’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Wallingford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.