Natural hazards · Volga

Volga, IA natural hazards

Most of the natural-hazard damage FEMA expects in Volga comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 9 claims here since 1999. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Volga?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Volga to be higher than in 59% of U.S. communities, mostly from inland flooding.

Inland flooding56%Tornadoes13%Cold waves11%Hail10%Everything else10%

By hazard

What Volga faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 8 years in the area

Cold waves

11% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 7 times a year in the area

Hail

10% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Volga flood?

Every paid claim on a federal flood insurance policy in Volga, from FEMA’s records.

9paid claims since 1999

$192Kpaid to owners

0homes flooded more than once

19992026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Volga isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clayton County.

What’s been done with FEMA grants

31flood-prone properties bought out and cleared

11flood-prone homes bought out and moved

Disasters that hit Volga

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Volga itself: aid to households, or repair grants to the City of Volga.

Brought FEMA money into VolgaDeclared for Clayton County only

2017

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$15K to the City of Volga for repairs

2013

Severe Storms, Tornadoes, and Flooding

$6K to the City of Volga for repairs

2008

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $10K to the City of Volga for repairs

2004

Severe Storms, Tornadoes, and Flooding

9 households applied for aid $2K aid approved $31K to the City of Volga for repairs

1999

Severe Storms, Flooding, and Tornadoes

$498K to the City of Volga for repairs

Clayton County has had 24 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Volga is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Volga’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Volga. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Volga, IA natural hazards

How exposed is Volga?

What Volga faces

Inland flooding

Tornadoes

Cold waves

Hail

Lower here

Not a risk here

Does Volga flood?

What’s been done with FEMA grants

5 federal disasters brought FEMA money here

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

Severe Storms, Tornadoes, and Flooding

Severe Storms, Tornadoes, and Flooding

Severe Storms, Tornadoes, and Flooding

Severe Storms, Flooding, and Tornadoes

How to read this page

Where to, neighbor?

Matches

Nearby