Natural hazards · Ventura

Ventura, IA natural hazards

Most of the natural-hazard damage FEMA expects in Ventura comes from inland flooding, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ventura?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ventura to be higher than in 43% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding37%Tornadoes27%Drought15%Cold waves11%Everything else9%

By hazard

What Ventura faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

27% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 15 years in the area

Drought

15% of expected damage

Recorded about 22 times a year in the area

Cold waves

11% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 11 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ventura flood?

FEMA's records show no paid flood insurance claims in Ventura.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ventura isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cerro Gordo County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Ventura

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ventura itself: aid to households, or repair grants to the City of Ventura.

Brought FEMA money into VenturaDeclared for Cerro Gordo County only

2008

Severe Storms, Tornadoes, and Flooding

15 households applied for aid $8K aid approved

2004

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $6K aid approved

Cerro Gordo County has had 13 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ventura is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ventura’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Ventura. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Ventura, IA natural hazards

How exposed is Ventura?

What Ventura faces

Inland flooding

Tornadoes

Drought

Cold waves

Lower here

Not a risk here

Does Ventura flood?

What’s been done with FEMA grants

2 federal disasters brought FEMA money here

Severe Storms, Tornadoes, and Flooding

Severe Storms, Tornadoes, and Flooding

How to read this page

Where to, neighbor?

Matches

Nearby