Natural hazards · Unionville

Unionville, IA natural hazards

Most of the natural-hazard damage FEMA expects in Unionville comes from drought, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Unionville?

37
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Unionville to be higher than in 37% of U.S. communities, mostly from drought and inland flooding.

Drought34%Inland flooding24%Tornadoes19%Cold waves8%Heat waves6%Everything else10%
By hazard

What Unionville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

34% of expected damage
Recorded about 14 times a year in the area

Inland flooding

24% of expected damage
Below average · higher than 43% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

19% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about once every 10 years in the area

Cold waves

8% of expected damage
Well above average · higher than 80% of U.S. places
Recorded about 4 times a year in the area

Heat waves

6% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 8 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Unionville flood?

FEMA's records show no paid flood insurance claims in Unionville.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Unionville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Appanoose County.
Disasters that hit Unionville

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Unionville itself: aid to households, or repair grants to the City of Unionville.

Brought FEMA money into UnionvilleDeclared for Appanoose County only
2010

Severe Storms, Flooding, and Tornadoes

6 households applied for aid $9K aid approved $6K to the City of Unionville for repairs
2008

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $1K aid approved
2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $6K aid approved
Appanoose County has had 14 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Unionville is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Unionville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Unionville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01