Natural hazards · Titonka

Titonka, IA natural hazards

Most of the natural-hazard damage FEMA expects in Titonka comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 1979. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Titonka?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Titonka to be higher than in 48% of U.S. communities, mostly from inland flooding and drought.

Inland flooding30%Drought28%Cold waves18%Tornadoes16%Everything else9%

By hazard

What Titonka faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 3 times a year in the area

Drought

28% of expected damage

Recorded about 18 times a year in the area

Cold waves

18% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 12 times a year in the area

Tornadoes

16% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 4 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Titonka flood?

Every paid claim on a federal flood insurance policy in Titonka, from FEMA’s records.

1paid claims since 1979

$1Kpaid to owners

0homes flooded more than once

19792026

of all homes
are insured

No community discount. Titonka isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kossuth County.

Disasters that hit Titonka

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Titonka itself: aid to households, or repair grants to the City of Titonka.

Brought FEMA money into TitonkaDeclared for Kossuth County only

2007

Snow

$2K to the City of Titonka for repairs

2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

Kossuth County has had 17 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Titonka is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Titonka’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Titonka. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.