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Natural hazards · Tipton

Tipton, IA natural hazards

Most of the natural-hazard damage FEMA expects in Tipton comes from inland flooding, and overall the risk is low for a U.S. community. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Tipton?

35
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tipton to be higher than in 35% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding34%Tornadoes20%Strong wind19%Hail9%Everything else18%
By hazard

What Tipton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage
Well below average · higher than 18% of U.S. places
Recorded about once a year in the area

Tornadoes

20% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about once every 42 years in the area

Strong wind

19% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 6 times a year in the area

Hail

9% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Tipton flood?

FEMA's records show no paid flood insurance claims in Tipton.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Tipton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cedar County.

What’s been done with FEMA grants

2flood-prone properties bought out and cleared
1storm safe rooms built
Disasters that hit Tipton

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Tipton itself: aid to households, or repair grants to the City of Tipton.

Brought FEMA money into TiptonDeclared for Cedar County only
2024

Severe Storms, Tornadoes, and Flooding

14 households applied for aid $5K aid approved $62K to the City of Tipton for repairs
2020

Severe Storms

66 households applied for aid $57K aid approved $116K to the City of Tipton for repairs
2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$113K to the City of Tipton for repairs
2013

Severe Storms, Tornadoes, and Flooding

$1K to the City of Tipton for repairs
2013

Severe Storms, Straight-Line Winds, and Flooding

$40K to the City of Tipton for repairs
2008

Severe Storms, Tornadoes, and Flooding

61 households applied for aid $520K aid approved
2007

Severe Winter Storms

$45K to the City of Tipton for repairs
2004

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $402 aid approved
Cedar County has had 14 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tipton is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Tipton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Tipton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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