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Natural hazards · State Center

State Center, IA natural hazards

Most of the natural-hazard damage FEMA expects in State Center comes from inland flooding, and overall the risk is low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is State Center?

39
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in State Center to be higher than in 39% of U.S. communities, mostly from inland flooding and drought.

Inland flooding38%Drought34%Tornadoes15%Everything else13%
By hazard

What State Center faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage
Below average · higher than 47% of U.S. places
Recorded about 2 times a year in the area

Drought

34% of expected damage
Recorded about 7 times a year in the area

Tornadoes

15% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about once every 6 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does State Center flood?

FEMA's records show no paid flood insurance claims in State Center.

of homes in flood zones
are insured
of all homes
are insured
No community discount. State Center isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Marshall County.
Disasters that hit State Center

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in State Center itself: aid to households, or repair grants to the City of State Center.

Brought FEMA money into State CenterDeclared for Marshall County only
2020

Severe Storms

24 households applied for aid $33K aid approved $308K to the City of State Center for repairs
2011

Severe Storms, Straight-Line Winds, and Flooding

$20K to the City of State Center for repairs
2008

Severe Storms, Tornadoes, and Flooding

18 households applied for aid $28K aid approved
2007

Severe Winter Storms

$13K to the City of State Center for repairs
2004

Severe Storms, Tornadoes, and Flooding

10 households applied for aid $9K aid approved
Marshall County has had 18 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. State Center is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to State Center’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of State Center. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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