Natural hazards · Stanley

Stanley, IA natural hazards

Most of the natural-hazard damage FEMA expects in Stanley comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Stanley?

52
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stanley to be higher than in 52% of U.S. communities, mostly from inland flooding and drought.

Inland flooding43%Drought23%Hail11%Tornadoes9%Strong wind7%Cold waves6%Everything else3%
By hazard

What Stanley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage
Above average · higher than 64% of U.S. places
Recorded about 2 times a year in the area

Drought

23% of expected damage
Recorded about 13 times a year in the area

Hail

11% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about 5 times a year in the area

Tornadoes

9% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once every 8 years in the area

Strong wind

7% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about 5 times a year in the area

Cold waves

6% of expected damage
Above average · higher than 62% of U.S. places
Recorded about 8 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Stanley flood?

FEMA's records show no paid flood insurance claims in Stanley.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Stanley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Buchanan County.
Disasters that hit Stanley

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Stanley itself: aid to households, or repair grants to the City of Stanley.

Brought FEMA money into StanleyDeclared for Buchanan County only
2010

Severe Storms, Flooding, and Tornadoes

1 household applied for aid $4K aid approved $2K to the City of Stanley for repairs
2008

Severe Storms, Tornadoes, and Flooding

19 households applied for aid $6K aid approved $743 to the City of Stanley for repairs
2004

Severe Storms, Tornadoes, and Flooding

14 households applied for aid $23K aid approved
Buchanan County has had 21 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stanley is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Stanley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Stanley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01