Natural hazards · Spragueville

Spragueville, IA natural hazards

Most of the natural-hazard damage FEMA expects in Spragueville comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Spragueville?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Spragueville to be higher than in 74% of U.S. communities, mostly from inland flooding.

Inland flooding47%Drought13%Tornadoes11%Cold waves10%Strong wind8%Hail8%Everything else3%

By hazard

What Spragueville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once a year in the area

Drought

13% of expected damage

Recorded about 12 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 8 years in the area

Cold waves

10% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 7 times a year in the area

Strong wind

8% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 6 times a year in the area

Hail

8% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Spragueville flood?

FEMA's records show no paid flood insurance claims in Spragueville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Spragueville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

Disasters that hit Spragueville

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Spragueville itself: aid to households, or repair grants to the City of Spragueville.

Brought FEMA money into SpraguevilleDeclared for Jackson County only

2010

Severe Storms, Flooding, and Tornadoes

2 households applied for aid $2K aid approved

2002

Severe Storms and Flooding

$1K to the City of Spragueville for repairs

Jackson County has had 19 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Spragueville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Spragueville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Spragueville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.