Natural hazards · Slater

Slater, IA natural hazards

Most of the natural-hazard damage FEMA expects in Slater comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2018. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Slater?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Slater to be higher than in 33% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding42%Tornadoes27%Drought17%Hail5%Everything else10%

By hazard

What Slater faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Below average · higher than 37% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

27% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 31 years in the area

Drought

17% of expected damage

Recorded about 6 times a year in the area

Hail

5% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Slater flood?

Every paid claim on a federal flood insurance policy in Slater, from FEMA’s records.

1paid claims since 2018

$3Kpaid to owners

0homes flooded more than once

20182026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Slater isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Story County.

Disasters that hit Slater

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Slater itself: aid to households, or repair grants to the City of Slater.

Brought FEMA money into SlaterDeclared for Story County only

2024

Severe Storms, Tornadoes, and Flooding

$272K to the City of Slater for repairs

2020

Severe Storms

49 households applied for aid $33K aid approved

2011

Severe Storms, Straight-Line Winds, and Flooding

$14K to the City of Slater for repairs

2010

Severe Storms, Flooding, and Tornadoes

37 households applied for aid $55K aid approved $10K to the City of Slater for repairs

2008

Severe Storms, Tornadoes, and Flooding

4 households applied for aid $34K to the City of Slater for repairs

2007

Severe Winter Storms

$2K to the City of Slater for repairs

2004

Severe Storms, Tornadoes, and Flooding

15 households applied for aid $22K aid approved $2K to the City of Slater for repairs

Story County has had 20 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Slater is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Slater’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Slater. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Slater, IA natural hazards

How exposed is Slater?

What Slater faces

Inland flooding

Tornadoes

Drought

Hail

Lower here

Not a risk here

Does Slater flood?

7 federal disasters brought FEMA money here

Severe Storms, Tornadoes, and Flooding

Severe Storms

Severe Storms, Straight-Line Winds, and Flooding

Severe Storms, Flooding, and Tornadoes

Severe Storms, Tornadoes, and Flooding

Severe Winter Storms

Severe Storms, Tornadoes, and Flooding

How to read this page

Where to, neighbor?

Matches

Nearby