Natural hazards · Shambaugh

Shambaugh, IA natural hazards

Most of the natural-hazard damage FEMA expects in Shambaugh comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Shambaugh?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Shambaugh to be higher than in 55% of U.S. communities, mostly from inland flooding and drought.

Inland flooding27%Drought26%Tornadoes13%Cold waves12%Heat waves11%Hail6%Everything else5%

By hazard

What Shambaugh faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

27% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once a year in the area

Drought

26% of expected damage

Recorded about 10 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 5 years in the area

Cold waves

12% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 4 times a year in the area

Heat waves

11% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 8 times a year in the area

Hail

6% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Shambaugh flood?

FEMA's records show no paid flood insurance claims in Shambaugh.

of all homes
are insured

No community discount. Shambaugh isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Page County.

Disasters that hit Shambaugh

Federal disasters declared here

None of the disasters declared for Page County shows FEMA aid or repair money reaching Shambaugh itself in FEMA’s records.

Brought FEMA money into ShambaughDeclared for Page County only

Page County has had 14 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Shambaugh is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Shambaugh’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Shambaugh. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.