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Natural hazards · Searsboro

Searsboro, IA natural hazards

Most of the natural-hazard damage FEMA expects in Searsboro comes from drought, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Searsboro?

30
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Searsboro to be higher than in 30% of U.S. communities, mostly from drought and inland flooding.

Drought37%Inland flooding23%Tornadoes13%Strong wind10%Cold waves7%Hail5%Everything else4%
By hazard

What Searsboro faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

37% of expected damage
Recorded about 7 times a year in the area

Inland flooding

23% of expected damage
Well below average · higher than 18% of U.S. places
Recorded about once a year in the area

Tornadoes

13% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once every 4 years in the area

Strong wind

10% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about 7 times a year in the area

Cold waves

7% of expected damage
Above average · higher than 74% of U.S. places
Recorded about 7 times a year in the area

Hail

5% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about 6 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Searsboro flood?

FEMA's records show no paid flood insurance claims in Searsboro.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Searsboro isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Poweshiek County.
Disasters that hit Searsboro

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Searsboro itself: aid to households, or repair grants to the City of Searsboro.

Brought FEMA money into SearsboroDeclared for Poweshiek County only
2020

Severe Storms

5 households applied for aid $4K aid approved
2008

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $14K aid approved
2007

Severe Winter Storms

$22K to the City of Searsboro for repairs
Poweshiek County has had 13 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Searsboro is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Searsboro’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Searsboro. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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