A typical Rockford home is worth about $214,000
Up 5.3% in a year, 11% below the Iowa typical home.
What kind of housing town is Rockford?
Read from the numbers below. The page puts what stands out first.
78% of Rockford households own their home
Half of Rockford’s homes were built before 1938.
Iowa: 72% own.
U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.
Up 26% in five years
About the same pace as Iowa (26.1%).
Show as a table
| January | Rockford | Iowa |
|---|---|---|
| 2017 | $135,000 | $147,000 |
| 2018 | $138,000 | $152,000 |
| 2019 | $138,000 | $159,000 |
| 2020 | $149,000 | $167,000 |
| 2021 | $159,000 | $179,000 |
| 2022 | $178,000 | $195,000 |
| 2023 | $192,000 | $211,000 |
| 2024 | $186,000 | $218,000 |
| 2025 | $197,000 | $228,000 |
| 2026 | $212,000 | $236,000 |
| August 2026 | $214,000 | $240,000 |
A typical Rockford home worth $132K in September 2016 is worth about $214K today.
Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through August 2026.
A typical home costs 3.3 years of income
About the same as across Iowa. Try your own numbers below.
That covers a typical Rockford home, with $22K to spare.
A two-bedroom rents for about $1,050 a month here, $330 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Rockford’s typical property tax (1.44% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $1,050
Renters already here pay a median of $831, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Cerro Gordo County, IA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
1 new home permitted in 2025
Builders were permitted 1 new home in Rockford in 2025. Over the past 10 years, Rockford has permitted 3 homes in all.
Between the 2010 and 2020 censuses, Rockford's population fell by 102 even though 9 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. Across Iowa: 1.3 new residents per new home.
Every year as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 1 | 1 | 0 | $270,000 |
| 2025 | 1 | 1 | 0 | $270,000 |
| 2024 | 0 | 0 | 0 | — |
| 2023 | 0 | 0 | 0 | — |
| 2022 | 0 | 0 | 0 | — |
| 2021 | 0 | 0 | 0 | — |
| 2020 | 0 | 0 | 0 | — |
| 2019 | 0 | 0 | 0 | — |
| 2018 | 1 | 1 | 0 | $220,000 |
| 2017 | 1 | 1 | 0 | $220,000 |
| 2016 | 0 | 0 | 0 | — |
| 2015 | 1 | 1 | 0 | $125,000 |
| 2014 | 1 | 1 | 0 | $85,000 |
| 2013 | 2 | 2 | 0 | $284,000 |
| 2012 | 1 | 1 | 0 | $41,000 |
| 2011 | 0 | 0 | 0 | — |
| 2010 | 2 | 2 | 0 | $280,000 |
| 2009 | 0 | 0 | 0 | — |
| 2008 | 1 | 1 | 0 | $250,000 |
| 2007 | 1 | 1 | 0 | $125,000 |
| 2006 | 2 | 2 | 0 | $400,000 |
| 2005 | 3 | 3 | 0 | $465,000 |
| 2004 | 1 | 1 | 0 | $80,000 |
| 2003 | 3 | 3 | 0 | $435,000 |
| 2002 | 4 | 4 | 0 | $365,000 |
| 2001 | 2 | 2 | 0 | $178,000 |
| 2000 | 0 | 0 | 0 | — |
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.
On the market in Rockford
Listed in the past 60 days. Each opens on the listing site.
Neighbors talk housing
What Rockford buyers, sellers and renters are saying.
Your answer becomes a post in Town Square.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.