Natural hazards · Rinard

Rinard, IA natural hazards

Most of the natural-hazard damage FEMA expects in Rinard comes from drought, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rinard?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rinard to be higher than in 35% of U.S. communities, mostly from drought and hail.

Drought36%Hail18%Tornadoes17%Inland flooding12%Cold waves9%Strong wind6%Everything else2%

By hazard

What Rinard faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

36% of expected damage

Recorded about 18 times a year in the area

Hail

18% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

17% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 5 years in the area

Inland flooding

12% of expected damage

Below average · higher than 25% of U.S. places

Recorded about 2 times a year in the area

Cold waves

9% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 9 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rinard flood?

FEMA's records show no paid flood insurance claims in Rinard.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rinard isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Calhoun County.

Disasters that hit Rinard

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rinard itself: aid to households, or repair grants to the City of Rinard.

Brought FEMA money into RinardDeclared for Calhoun County only

2010

Severe Storms, Flooding, and Tornadoes

2 households applied for aid $2K aid approved

2010

Severe Winter Storm

$3K to the City of Rinard for repairs

2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $528 aid approved

Calhoun County has had 16 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rinard is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rinard’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Rinard. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.